Consciously not aware, we have all set financial goals or financial goals. Financial goals are plans that require the preparation of funds within a certain period. For example, we want to get married in the next 3 years, so now we have to calculate the funds that must be spent to hold the wedding. The planning is not limited to the cost of the endorsement and the party, but also has to prepare a household fund which is the beginning of real-life after the party ends. You don’t want, do you, live a miserable time after marriage because you spend too much money on the wedding party? The first step you have to do is to create clear financial goals and organize them with irenas bookkeeping . So that this step can run perfectly, try not to be depressed when you do it, let alone stress. What 3 things are your top priorities right now? Buying a house? Open an investment account? Paying for education loans? Or even all three? Write down your existing goals to make it easier for you to reach those financial goals.
By writing down financial goals. You can prioritize which ones are the most urgent or should get attention first. So that the distribution of funds can be appropriate according to payment needs.
Most people have more than one financial goal. It’s fine. However, we recommend that you prioritize these three main goals, including (1) being on the same path as a retirement plan, (2) being included in a growing emergency fund (at least being able to guarantee life for the next 6 months), and ( 3) In connection with the settlement of all major bills. You can also make the arrangement of your goals slightly different, for example, if you have paid off all your credit card bills, you will only be able to save money to get a new, more usable car in the next few years. It would be better if you have clear, measurable goals that require you to rise to challenges. For goals to be truly attainable, they must be realistic. You also have to give yourself some wiggle room.